Standard Insurance Product
Theft Cover
Who It’s For: Businesses
Overview: Theft Insurance offers targeted coverage for loss or damage caused by theft, burglary, or attempted break-ins. It is especially valuable for businesses in high-crime areas or those handling easily portable, high-value stock such as electronics, tools, or jewellery.
This policy is ideal for traders without permanent premises, mobile vendors, pop-up shops, or businesses storing inventory temporarily in rented or shared spaces where structural coverage might not be necessary. By offering a standalone policy, companies can avoid paying for cover they do not need, such as fire or natural disaster risks, while still protecting themselves from the financial impact of criminal activity. Theft Insurance enables you to operate with confidence, knowing your key assets are secure.
• Covers stolen contents, stock, and equipment
• Can be enhanced with alarm or security system clauses
• Optional internal theft cover (subject to conditions)
• Reimburses losses after burglary
• Supports continuity for businesses
• Encourages stronger security practices
• Break-ins and forced entry
• Armed robbery
• Theft of business or household contents
• Attempted theft with visible damage
• Internal theft (if selected)