Specialised Insurance Product
Film, Art & Entertainment Insurance
Who It’s For: Businesses
Overview: This insurance product is tailored for the dynamic and high-risk world of film, television, live events, creative arts, and content production. Whether you're producing a short film, orchestrating a live concert, hosting a theatre performance, or managing a festival, this policy provides end-to-end protection for the assets, people, and processes involved.
It safeguards against delays, damage, non-appearance, and legal liabilities, giving creatives the freedom to focus on production, not risks. Coverage is suitable for both short-term productions (once-off cover) and annual policies for ongoing work.
• Film & TV Producers
• Music Video Creators & Content Houses
• Live Event Organisers & Concert Promoters
• Theatre, Stage & Performing Artists
• Advertising Agencies & Photographers
• Freelancers, Cast & Crew
• Art Exhibitions, Art Collectors & Cultural Institutions
• Media Broadcasters, Distributors Advertising Agencies
• TV Productions, Digital content & Commercials
• Music Videos, Ad Shoots & Still Photography
• Film Equipment Hire, Set Building & Special Effects
• Concerts, Tours, & Live Performances
• Festivals, Fashion Shows & Brand Launches
• Art Exhibitions & Museum Collections
• Multimedia Installations, Podcasts, Web Series
Production & Shoot Cover: Loss or damage to recorded media. Also covers production delays due to adverse weather, or equipment failure, Reshoot expenses, Props, sets, wardrobe, and special effects.
Cast & Crew Protection: Personal Accident Cover for injury or death on set, Non-appearance of key persons (due to accident, illness, or death) and Recasting and additional production costs.
Equipment All Risk: Loss, theft, or damage of owned and hired production gear, including drones, vehicles, lighting, audio, and camera equipment.
Digital Media, Data & Post-Production: Can include Media loss during transfer, editing, or storage, as well as corrupted files or equipment errors.
Public & Employer’s Liability: Protection against third-party injury or property damage claims. Cover for on-set or on-location incidents and Employer’s liability for injuries to employees.
Fine Art & Exhibition Insurance: Cover for artwork in transit, storage, or on display, including loss or damage due to theft, fire, accidental damage, and specialised valuation.
Brand & Reputation Protection: Death, disability, or public scandal of a key person affecting production value, which helps mitigate loss of investor or sponsor confidence.
Errors & Omissions (E&O) Liability: Cover against claims for copyright infringement, libel, slander, or breach of contract, which is mandatory for broadcasters, distributors, and international releases.
Extra Expense Insurance: Covers additional costs to avoid delays when unforeseen events disrupt production.
Event Cancellation & Postponement: Cover loss of revenue due to event interruptions or cancellations.
Production Vehicles Cover: Cover action vehicles including make-up vans, OB units and wardrobe trucks.
Travel Insurance for Cast & Crew: Covers trip cancellations, medical emergencies, and travel delays during production-related trips.