Specialised Insurance Product
E-Hailing Vehicle Insurance
Who It’s For: Individuals & Businesses
Overview: E-Hailing Insurance is a specialised product designed for individuals and businesses operating vehicles or motorcycles through ride-hailing and on-demand delivery apps.
This includes drivers on platforms like Uber, Bolt, and Shesha, as well as motorcycle and scooter delivery operators using services like Checkers Sixty60, Uber Eats, Mr D, and more. These vehicles work harder and face higher exposure than standard private-use vehicles. Unlike basic motor policies, which often exclude commercial use, this cover offers comprehensive protection that meets platform requirements and safeguards you, your passengers, or your goods.
Whether you transport people or packages, this cover is tailored for app-based mobility and delivery services.
• Ride-hailing drivers operating through apps (e.g., Uber, Bolt, Didi, Lyft)
• Motorcycle or scooter couriers on platforms like Mr D, Uber Eats, Sixty60, or Takealot
• Vehicle owners leasing to e-hailing or order drivers
• Fleets operating across passenger transport and goods delivery platforms
Ride-Hailing Services: Uber, Bolt, Didi, Lyft, etc.
Delivery Services: Mr D, Uber Eats, Checkers Sixty60, Pick n Pay ASAP, Takealot, etc.
Vehicle Leasing for E-Hailing or Delivery
Fleet Operators in the On-Demand Mobility Sector
Comprehensive Cover: Protection against hijacking, theft, accidental damages, and natural disasters.
Passenger/Goods Liability: Covers injury to passengers or loss/damage to items being delivered.
Loss of Income Cover (Optional): Earnings protection during downtime from covered incidents.
Third-Party Liability: Covers damage or injury to other people and property.
Cross-Named Driver Cover: Add multiple approved users to a single vehicle/motorcycle.
Emergency Roadside Assistance: 24/7 support for mechanical failure, towing, or flat tyres.
Accident and Theft Cover: Protection against hijacking, smash-and-grabs, and total loss.
Flexible Premium Options: Weekly or monthly plans ideal for gig workers.
Platform Compliance: Insurance tailored to meet app/platform partnership requirements.
Credit Shortfall (Optional): Outstanding difference between the car finance settlement value and claims payout (retail value).
• Passenger vehicles used for app-based ride-hailing
• Motorcycles and scooters used for app-based delivery
• Electric vehicles and hybrid cars
• Small delivery vehicles (bakkies, vans) within permitted weight limits