Standard Insurance Product
Property Cover
Who It’s For: Individuals & Businesses
Overview: Property insurance safeguards the physical structure of your building, whether it's a home, office, or warehouse. It covers damage caused by unforeseen events such as fires, storms, floods, or vandalism. If you own property, this insurance ensures you're financially protected against costly repairs or reconstruction. It is essential for property owners looking to safeguard their investments and avoid unexpected expenses resulting from damage to their building's structure. The coverage is suitable for homeowners, landlords, and businesses that own their premises or hold financial responsibility for the structure, especially those supplying rental properties.
• Covers buildings and permanent structures.
• Can include outbuildings, walls, gates, and pools.
• Available for residential, commercial, industrial, and agricultural properties
• Financial protection against structural damage
• Supports rebuilding or repair costs.
• Adds value to your property portfolio
• Fire and explosion
• Natural Disasters i.e. flood, hail, wildfire, and others
• Theft and attempted theft
• Malicious damage and vandalism
• Can include various additional covers such as:
• Loss of rent
• Consequential losses (temporary accommodation or removal costs)
• Homes Assist (plumbing or electrical repair costs)